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A. Japinye

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Open access 2026

DIGITALISATION AND BANKING PERFORMANCE IN NIGERIA: A TWO-DECADE ANALYSIS OF PROFITABILITY AND EFFICIENCY MECHANISMS

This paper employs a panel data analysis of 20 years (2005-2024) of six listed banks in Nigeria to examine the relationship between bank digitalisation and financial performance. The composite digitalisation index is built from seven indicators at the bank level covering ICT spending, delivery infrastructure, and trans...

G. Ifarajimi, A. Japinye · 0 citations

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