Non-Performing Asset Management in Indian Banking: A Conceptual Framework and Descriptive Evidence on Public and Private Sector Banks
Non-performing assets (NPAs) shape credit supply, profitability and financial stability in India’s banking system. This conceptual paper, supported by descriptive empirical evidence, compares public sector banks (PSBs) with other scheduled commercial banks (SCBs) across the 2015 Asset Quality Review (AQR), the Insolven...