Open access
Aug 2026
Predicting Profitability Deterioration in U.S. Commercial Banks Using Explainable Machine Learning
An explainable machine-learning framework for predicting next-quarter profitability deterioration in U.S. commercial banks can support early-warning prioritization but should complement, not replace, financial analysis and supervisory judgment.
Aftab Hossain Sazu
· Journal of Economics, Financ... · 0 citations