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Author

Ahmad A. Alwaked

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Review Open access Sep 2026

Institutional Foundations of Digital Financial Inclusion: Governance, Financial Development, and Infrastructure Legacy in 38 OECD Countries, 2000–2022

Purpose: This paper examines what predicts digital financial inclusion among already high-income, well-governed countries, reversing the usual causal framing that treats inclusion as a driver rather than an outcome of institutional quality, financial sector development, and digital infrastructure legacy. Design/methodo...

Ahmad A. Alwaked, Anas Alqudah · 0 citations

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