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Ahmad Hidayat

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Open access Sep 2026

Beyond Revenue Growth: Digital Payment, Financial Control, and Working-Capital Management in a Micro Craft Enterprise

Digital payment has increasingly been promoted as an instrument for strengthening the competitiveness and economic performance of micro, small, and medium enterprises (MSMEs), yet its immediate contribution to revenue growth remains context-dependent. This study examines how digital payment adoption contributes to the...

Ahmad Hidayat, Santi Amaria · 0 citations

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