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Andriy Hrabariev

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Open access Jul 2026

CREDIT SCORING MODELS IN BANK CREDIT RISK MANAGEMENT: COMPARATIVE ASSESSMENT AND APPLICATION IN UKRAINIAN BANKING PRACTICE

Banking is increasingly shaped by expanding data volumes, more complex borrower behaviour, and stricter credit risk management requirements. Under such conditions, scoring models are becoming especially relevant as instruments for the formalised assessment of creditworthiness, combining analytical accuracy, speed of de...

Mykhailo Baraniuk, Andriy Hrabariev · 0 citations

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