Multi-Attribute Decision-Making Methods in Optimizing the Reinsurance Structure for Life Insurance Financing Products: A Case Study of PT Asuransi Jiwa Syariah XYZ
Reinsurance structure plays a critical role in balancing risk exposure, financial stability, and profitability in life insurance companies, particularly for portfolios characterized by substantial claim variability and extreme losses. This study aims to determine the optimal combination of quota-share (QS) and excess-o...