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Anita Safitri

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Open access Jul 2026

The Effect of Financial Knowledge and Subjective Norm on Shopee Paylater Use Intention with Perceived Trust as Mediator

The rapid growth of digital financial services and the increasing popularity of buy now, pay later platforms have transformed consumer payment behavior, particularly among younger generations who are highly engaged with digital technology, This study examined the determinants of intention to use Shopee PayLater among f...

Al-Kairana Mazaya A, Achmad Kautsar, Anita Safitri et al. · 0 citations

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