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Arif Afendi

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Open access Aug 2026

Operational Efficiency and Financing Risk on the Asset Growth of Sharia Commercial Banks: The Mediating Role of Profitability

The growth of Islamic banking assets in Indonesia following the global health crisis faces significant challenges due to uncertainty in macroeconomic conditions and the post-pandemic structural recovery process. These dynamics require adaptive internal governance, as fluctuations in financial performance can directly t...

Siska Estiningtyas, Nur Fatoni, Arif Afendi · 0 citations

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