Ashutosh Bhargave

#artificial intelligence Open access Sep 2026

PREreview of "Beyond Digital Transactions: Explaining the Compliance–Autonomy Gap in Microfinance Borrowers' Adoption of Digital Financial Services in Jharkhand, India"

This Zenodo record is a permanently preserved version of a PREreview. You can view the complete PREreview at https://prereview.org/reviews/22851045. Summary - This study examines digital financial service adoption among 663 active microfinance borrowers in Ranchi district, Jharkhand, using a TAM/UTAUT-based survey admi...

Ashutosh Bhargave · Zenodo (CERN European Organi... · 0 citations

#artificial intelligence Open access Sep 2026

PREreview of "Beyond Digital Transactions: Explaining the Compliance–Autonomy Gap in Microfinance Borrowers' Adoption of Digital Financial Services in Jharkhand, India"

This Zenodo record is a permanently preserved version of a PREreview. You can view the complete PREreview at https://prereview.org/reviews/22851045. Summary - This study examines digital financial service adoption among 663 active microfinance borrowers in Ranchi district, Jharkhand, using a TAM/UTAUT-based survey admi...

Ashutosh Bhargave · Zenodo (CERN European Organi... · 0 citations

#small language model Open access Sep 2026

Structured PREreview of "Machine learning early warning for financial distress in health plan operators"

This Zenodo record is a permanently preserved version of a Structured PREreview. You can view the complete PREreview at https://prereview.org/reviews/22807337. Does the introduction explain the objective of the research presented in the preprint? Yes Yes. The introduction states the objective directly and frames it as...

Ashutosh Bhargave · Zenodo (CERN European Organi... · 0 citations