Bhukya Dharma

SMOTE-Stack-XAI: An Explainable Stacked Ensemble Learning Framework Integrating Random Forest, XGBoost, SVM and Deep Neural Networks for Real-Time Credit Card Fraud Detection

Credit cards are now the primary tool for digital transactions due to the quick expansion of e-commerce and cashless payment ecosystems. As a result, fraudulent activity has grown proportionately, resulting in significant financial losses for banks, retailers, and cardholders. On the benchmark European cardholder datas...