Credit Risk Management and Profitability of Commercial Banks in Nepal: A Comparative Study of NABIL Bank and Kumari Bank (2020–2024)
This paper examines how changes in credit risk management affected the profits of two banks in Nepal from 2020 to 2024. This study takes NABIL Bank Limited to represent a top-tier performer and Kumari Bank Limited (KBL) as a mid-tier example. The main goal was to see what happens to a bank's money when borrowers stop p...