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Author

Changki Kim

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Open access Oct 2026

Forecasting Variable Insurance Surrender Rates in Korea: Explainable Machine Learning and Macro‐financial Transmission

This study examines aggregate life insurance surrender risk as a macro‐financial transmission mechanism linking household contract adjustment to insurer balance sheets. Using monthly data for Korean Variable Annuity Insurance (VAI) and Variable Universal Insurance (VUI) from 2006 to 2019, we compare econometric and m...

Changki Kim, Keonwoong Shin, E. Thompson · 0 citations

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