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Sponsored Artificial Intelligence: A Modern Approach, Global Edition Artificial Intelligence: A Modern Approach, Global Edition

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Darmeinis Darmeinis

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Open access Aug 2026

Mitigating Default Risks and Managing Debt in Micro, Small, and Medium Enterprises Within the Digital Lending Ecosystem

Access to financing through financial technology (FinTech P2P Lending) provides capital convenience for Micro, Small, and Medium Enterprises (MSMEs), yet simultaneously introduces new financial risks in the form of potential default risk due to daily interest structures and rigid repayment deadlines. Most previous lite...

Ifah Masrifah, Darmeinis Darmeinis, A. Suryani · 0 citations

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