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Sponsored Artificial Intelligence: A Modern Approach, Global Edition Artificial Intelligence: A Modern Approach, Global Edition

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Deepak Kumar Rana

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Review Open access 2026

A Comprehensive Analysis of Non-Performing Assets in Indian Banking: Causes, Challenges, Regulatory Reforms, and Future Prospects

Non-Performing Assets (NPAs) have remained one of the most persistent structural challenges in Indian banking, with important implications for profitability, capital adequacy, credit growth, and financial stability. The issue has evolved through a combination of weak credit appraisal, corporate governance failures, sec...

Deepak Kumar Rana, Vikash Kumar Rana · 0 citations

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