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Author

Ellsa Putri Agustin

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Review Oct 2026

From Financial Literacy to Digital Financial Capability: A Bibliometric and Systematic Review of MSME Research

Financial literacy is increasingly recognised as a strategic capability that facilitates access to finance and enhances the performance of Micro, Small, and Medium Enterprises (MSMEs). Despite its growing prominence, the literature remains fragmented across theoretical perspectives, contextual settings, and thematic fo...

Ellsa Putri Agustin, Dewi Ratih · 0 citations

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