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G. Samakovitis

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Preprint Aug 2026

Protocol-Embedded Compliance for Privacy-Preserving, Non-Custodial Digital Payments

This paper presents a reference architecture and core protocol rules for digital-value-exchange systems that preserve meaningful user privacy while enabling strong auditability, and concludes that the proposed model can successfully interface with existing payment systems, making it possible to integrate non-custodial, compliance-verified transactions with legacy financial infrastructure.

Santiago De Simone, Geoffrey Goodell, G. Samakovitis · 0 citations

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