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Author

Geby Citra Ananda

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Open access Aug 2026

The Effect of Camel Ratios on the Financial Performance of State-Owned Banks During the 2020–2025 Period

This study aims to analyze the effect of the CAMEL ratio proxied with Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), Net Interest Margin (NIM), Operating Costs to Operating Income (BOPO), and Loan to Deposit Ratio (LDR) on financial performance proxied by Return on Assets (ROA) in state-owned banks for the 20...

Dinda Utari, Geby Citra Ananda, Noni Ardian · 0 citations
Open access Oct 2026

The Influence Of Lifestyle, Financial Attitude, And Financial Knowledge On The Financial Literacy Of Management Students At Panca Budi University

This study was conducted to examine the extent to which lifestyle, financial attitudes, and financial knowledge influence the level of financial literacy among students of the Management Study Program at Universitas Pembangunan Panca Budi. The research employed a quantitative method with a causal associative approach a...

Deny Yahya Aldofan Ginting, Geby Citra Ananda · 0 citations

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