Conference
Open access
Oct 2026
The Influence of Financial Technology Adoption and Financial Adaptability on the Financial Performance of MSMEs in Central Java
The MSME sector plays a pivotal role in Indonesia's economic growth but faces structural constraints, including limited digital capabilities and financing barriers. While digital technology adoption is widely viewed as a solution, empirical evidence of its direct impact on financial performance remains inconsistent. Gr...
A. Sukarno, S. Ambarwati, A. Ristono et al.
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