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Halima Halilu

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Digital Infrastructure Access, Fintech Adoption, And Financial Inclusion Among Smallholder Farmers in North Central Nigeria: A PLS-SEM Analysis

Purpose: Smallholder farmers account for the majority of Nigeria's food production yet remain largely excluded from formal financial services, constraining productivity and rural economic development. This study examines whether access to digital infrastructure drives FinTech adoption among smallholder farmers, and whe...

Halima Halilu · 0 citations

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