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Sponsored Artificial Intelligence: A Modern Approach, Global Edition Artificial Intelligence: A Modern Approach, Global Edition

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Hartini Hartini

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Open access Oct 2026

Key Banking Risks Affecting The Financial Performance of Conventional Banks In Indonesia

This study examines the effects of banking risks on the financial performance of conventional banks in Indonesia during the 2019–2024 period. Financial performance is measured using return on assets (ROA), return on equity (ROE), and net interest margin (NIM). The examined risk factors include credit risk, liquidity ri...

Muhammad Rida Abas, B. Usman, Hartini Hartini · 0 citations

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