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Haziel Yusuf Hassan

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#artificial intelligence Open access Sep 2026

Impact of Artificial Intelligence on Credit Assessment in Microfinance Banks in Nigeria

The rapid expansion of Nigeria's digital lending industry has led to the development of effective credit risk assessment systems. The low credit histories and strong information asymmetry were two of the numerous issues that the traditional credit scoring algorithms had to deal with. The impact of artificial intelligen...

Hauwa Modu Kumshe, Haziel Yusuf Hassan, Mohammed Umar Tugga et al. · 0 citations

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