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Author

Herdyana

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Open access Aug 2026

From Risk Neutral to Risk Taker: A Case Study of Credit Risk Deterioration in Indonesian Regional Development Bank

Regional development banks in Indonesia face increasing pressure to balance credit expansion and risk management. This study investigates the dynamics of credit risk deterioration and risk preference shifts at Bank BJB Bogor Branch during the 2020-2024 period. A qualitative descriptive approach with a case study strate...

Thiar Cnur, Herdyana, Hari Gursida · 0 citations

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