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Open access
Sep 2026
Artificial Intelligence, Operational Efficiency, and Credit Risk in Microfinance Institutions
This study investigates whether AI-based technologies increase portfolio sustainability, lower default rates, and improve borrower evaluation, and shows how AI is revolutionizing microfinance credit risk management.
Himadri Shekhar Sarder, Radha Tamal Goswami, Moumita Mukherjee
· Enterprise Development and M... · 0 citations