PENGARUH PERSEPSI RISIKO DAN KEPERCAYAAN TERHADAP MINAT PENGGUNAAN QUICK RESPONSE CODE INDONESIAN STANDARD (QRIS) PADA MAHASISWA PROGRAM STUDI PENDIDIKAN EKONOMI UNIVERSITAS BHINNEKA PGRI
Variations in the adoption rate of the Quick Response Code Indonesian Standard (QRIS) digital payment system among university students remain strongly influenced by perceived risk and trust factors. This quantitative survey study aimed to analyze the effects of perceived risk and trust on the intention to use QRIS amon...