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J. Dheeraj

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Open access Aug 2026

E-Finance Systems for Secure and Trustworthy Online Shopping: Integrating Security, Privacy and User Experience

It is highlighted that stronger security measures may increase transaction friction, whereas greater personalization and convenience may intensify privacy risks, demonstrating the need for adaptive rather than uniform system design.

J. Dheeraj, H. C. Darshan · 0 citations

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