Preprint
Aug 2026
MINT: A Universal Zero-Shot Predictor for Transaction Data
The Multimodal Instruction Network for Transactions (MINT), a framework that connects a pretrained transaction sequence encoder to a decoder-only LLM through lightweight embedding injection, transaction-language alignment, and instruction tuning, achieves state-of-the-art predictive question-answering performance in bo...
Parameswaran Kamalaruban, Viktor Drobnyi, Maeve Madigan et al.
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