Jaegi Jeon

CSA-Net: A Type-Aware Dual-Tower Neural Model for Imbalanced Tabular Credit Default Prediction

Credit default prediction under class imbalance requires attention to both ranking quality and fixed-threshold behavior. This study evaluates imbalanced tabular credit default prediction on the Default of Credit Card Clients (DCCC, approximately $4{:}1$ ) and Give Me Some Credit (GMSC, approximately $14{:}1$ ) benchmar...