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Author

Jamal Hanaffy

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Review Open access Oct 2026

AI-Based Financial Literacy, Perceived Ease of Use, Technology Readiness, and Personal Financial Management Behavior: the Mediating Role of Trust in AI

Advances in artificial intelligence (AI) have transformed personal financial management, yet the gap between the adoption of digital financial tools and the financial literacy and trust required for effective use remains underexplored, particularly in urban Indonesia. This study examines the effects of AI-Based Financi...

Jamal Hanaffy, Dewi Listiorini, Hendri Sukma · 0 citations

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