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Sponsored AI AM CLAUDE, A Beginner's Guide: Learn the basics of working with AI AI AM CLAUDE, A Beginner's Guide: Learn the basics of working with AI

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Jia-Cheng Yan

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Open access Aug 2026

Research on the Application of Big Data Technology in Bank Credit Risk Assessment

The results show that introducing big data variables and adopting the XGBoost model can significantly improve the accuracy and AUC value of default prediction, effectively reducing the credit default risk of commercial banks.

Jia-Cheng Yan · 0 citations

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