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Julius Kemboi

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Open access Aug 2026

Effect of Access to Financial Services on the Financial Performance of Micro, Small and Medium Enterprises (MSMEs) in Nandi County, Kenya

Purpose: Micro, Small and Medium Enterprises (MSMEs) are critical to employment creation, income generation, and economic growth in Kenya. However, many MSMEs continue to experience poor financial performance due to limited access to formal financial services, particularly in rural areas. This study examined the effect...

Julius Kemboi, Beatrice Jemaiyo, D. Singoei · 0 citations

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