Ketika ESG Disclosure Tidak Berdampak: Bukti Empiris dan Peran Risiko Kredit terhadap Profitabilitas Perbankan
Objective: This study focuses on the impact of Environmental, Social, and Governance (ESG) and credit risk on banking profitability. The background of this research is based on the increasing importance of sustainable business practices in the banking sector and the importance of asset quality in determining financial...