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Lakshana Ranjit

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Open access Sep 2026

Digital Financial Literacy among Senior Citizens in Kirtipur: A Qualitative Study

Rapidly growing use of digital payments is observed in Nepal. Nowadays, mobile wallets like eSewa, Khalti, and IME Pay have replaced physical cash in people's routine. It becomes a hard task for seniors, and there is a lack of study based only on their experiences of using digital money. In this study, I analyze the ph...

Lakshana Ranjit · 0 citations

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