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Lutfullah

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Open access Oct 2026

Impact of Digital Payments on the Financial Performance of Commercial Banks in Pakistan: An Empirical Investigation

This study explores the effect of the adoption of electronic payment on the financial performance of top 10 commercial banks during 2014–2024 in Pakistan. The analysis is performed using a quantitative research approach and the panel data econometric techniques are used to compare three digital banking indicators (mobi...

Shahzad Amir, Lutfullah, M. Wasif et al. · 0 citations

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