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Open access Oct 2026

Impact of Normalization Methods on Credit Risk Classification with Imbalanced Data

This study investigates the effect of two normalization methods, Z-Score and Min-Max, on the performance of Support Vector Machine and Artificial Neural Network classifiers for imbalanced credit risk prediction, and provides empirical guidance for selecting optimal preprocessing strategies in imbalanced financial class...

Ahmad Abil Rizky Ramadhan, Gusti Wiwik Nur Afifa, M. Barata et al. · 0 citations
Review Open access Aug 2026

Comparison of the Performance of K-Nearest Neighbor and Naive Bayes Algorithms for Sentiment Analysis of PinjamYuk Application User Reviews Using SMOTE and TF-IDF

The growth of online lending services has driven the increasing adoption of digital financial applications, providing users with convenient access to financial services. This growing number of users has generated a large volume of reviews on the Google Play Store, which can serve as a valuable source for understanding...

Lindya Rossita Handoko, Amelia Faza, M. Barata et al. · 0 citations

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