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Maria Luisa N. Gonzales

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Open access Oct 2026

Innovative Strategies and Challenges in Local Treasury Operations: A Policy-Oriented Study in The Province of Albay

The post-pandemic world has accelerated the global shift towards digital governance, placing unprecedented emphasis on the modernization of local treasury operations (LTO). Studies by the International Monetary Fund (IMF, 2022) highlight the urgent need for governments to leverage digital technologies to enhance revenu...

B. Flores, Maria Luisa N. Gonzales · 0 citations

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