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Author

Maria Ulpah

2 papers indexed here

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Open access Aug 2026

Risk Dimensions, Financial Performance, and ESG: Cross-Country Evidence from OECD and BRICS

Background: The global increase in Environmental, Social, and Governance (ESG)-based investments has not only reflected companies’ strategic commitments to sustainability but has also been shaped by regulatory pressures and cross-border institutional conditions. Objective: This study aims to examine the influence of ex...

Aditya Oktaviandry, Maria Ulpah · 0 citations
Open access Jul 2026

Does Income Diversification Improve Bank Performance? A Panel Study of Regional Development Banks and Commercial Banks in Indonesia

This study examines the effect of income diversification on bank performance in Indonesia using a Fixed Effect model with clustered standard errors. Bank performance is measured by ROA, ROE, SHROA, SHROE, and Z_SCORE, while income diversification is proxied by DIV_ADJ. The model also includes bank type, digitalization,...

Rizka Rimasda, Maria Ulpah · 0 citations

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