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Matthew Oman-Amoako

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#explainable ai Open access Aug 2026

Data ethics and privacy in machine learning-driven financial systems: Implications for U.S. Credit Unions and Community Banks

It is concluded that credit unions and community banks can benefit from machine learning only when innovation is balanced with fairness, privacy protection, human oversight, vendor accountability, and community-centered governance.

Evelyn Agyei, Matthew Oman-Amoako · 0 citations