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Meenakshi Wagh

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2026

Operationalizing and Validating Contextual Financial Judgment: Scale Development and Structural Modeling for AI-Driven Personal Finance

This paper operationalises a new construct - Contextual Financial Judgment (CFJ) – defined as a unique cognitive-attitudinal competence to appraise programmed financial recommendations vis-a-vis non-quantifiable, qualitative life realities, offering a rigorous foundation for evaluating consumer agency in AI-driven fina...

Meenakshi Wagh · 0 citations

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