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Miao-Sen Gong

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Open access Aug 2026

Social Innovation in Collaborative Finance: A Comparative Case Study of Grassroots Savings Practices in Ghana and China

Informal financial systems have long sustained communities excluded from formal banking, offering both economic resilience and social solidarity. This paper examines two enduring grassroots savings models, Susu in Ghana (developing context) and HeHui (合会) in China (developed context), as participatory systems that em...

Miao-Sen Gong, R. Debrah, Yu-Mei Dong et al. · 0 citations

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