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Mihir Khanna

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Open access 2026

Asset Quality Across Indian Public-Sector Banks: Persistence, RegimeDependence, and a Forward Stress Test

This study examines the dynamics of asset quality across all twelve Indian public-sector banks (PSBs) over fiscal years 2011–2026, using a merger-consistent (pro-forma) panel of 192 bankyears constructed from Reserve Bank of India (RBI) data and bank disclosures. The empirical workhorse is deliberately simple: the cano...

Mihir Khanna · 0 citations

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