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Mohd Zaid Mustafar

1 paper indexed here

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Review Open access Aug 2026

UNDERSTANDING SME FINANCING DECISIONS: A CONCEPTUAL FRAMEWORK OF DRIVERS AND BARRIERS IN EMERGING ECONOMIES

Small and Medium-Sized Enterprises (SMEs) play a vital role in economic development through their contributions to employment generation, entrepreneurship development, innovation, and national productivity. Despite their economic significance, access to external financing remains one of the most persistent challenges f...

Muhammad Taufik Md Sharipp, K. Meerangani, M. F. Abdul Hamid et al. · 0 citations

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