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Author

Moumita Mukherjee

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Review Open access Sep 2026

Artificial Intelligence, Operational Efficiency, and Credit Risk in Microfinance Institutions

This study investigates whether AI-based technologies increase portfolio sustainability, lower default rates, and improve borrower evaluation, and shows how AI is revolutionizing microfinance credit risk management.

Himadri Shekhar Sarder, Radha Tamal Goswami, Moumita Mukherjee · 0 citations

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