A Decision-Support Audit Protocol for Supervision Drift in Proxy-Labeled Credit-Risk Prediction
Credit-risk models are trained on proxy labels and deployed under temporal and segment change, yet no single transfer metric separates base-rate shift, probability-scale shift, and feature-label relationship change. We contribute a design-science artifact: a locked, multi-signal audit protocol for supervision drift in...
Mehrdad Shoeibi, Muhammad Shabanpour, W. Karwowski et al.
· 0 citations