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Muhtosim Arief

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#explainable ai Review Open access Aug 2026

Exploring the Impact of Artificial Intelligence Integration on Indonesia Banking Sector

The study demonstrates that AI adoption contributes to SDG 8 and SDG 9 by strengthening productivity, innovation, and financial resilience and suggests that banks should adopt differentiated implementation strategies based on their capital capacity, digital maturity, and strategic priorities.

Boy Tjahyono, Muhtosim Arief, Willy Gunadi et al. · 0 citations

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