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Nameera Aziz

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Open access Jul 2026

FinTech Disruption, Retail Banking Dynamics, and Digital Financial Assets: A Volatility Spillover and Risk-Adjusted Performance Analysis

FinTech operates as a stable amplifying conduit rather than a cushion, transmitting structural repricing at horizons that a daily monitoring dashboard is least able to observe, and should be treated as a systemic-transmission node.

Yatharth Kumar, Nameera Aziz · 0 citations

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