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Author

Nasser Khalili

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Review Open access Sep 2026

From Credit Scoring to Governed Decision Systems: Integrating Predictive Performance, Uncertainty, and Governance

Credit-scoring systems must translate predictive risk into calibrated, uncertainty-aware, and governable decisions rather than ranking applicants alone. This study aims to develop and evaluate a governed credit-scoring architecture integrating predictive performance, probability quality, uncertainty, and governance wit...

Nasser Khalili, Alireza Saleh Sedghpour, M. Jahanbakht et al. · 0 citations

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