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Nisrina Khoirotun Hisan

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Review Open access Aug 2026

The Effect of Financial Literacy and Financial Technology (Fintech) on Saving Behavior, with Digital Literacy as a Moderating Variable, among Generation Z in Cianjur Regency

Despite the growing use of financial technology (fintech), many members of Generation Z still struggle to establish consistent saving habits, despite the fact that saving behaviour is a crucial part of personal financial management. The effects of fintech and financial literacy on saving behaviour have been the subject...

Nisrina Khoirotun Hisan, Ferikawita M. Sembiring · 0 citations

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