Financial literacy has emerged as a critical determinant of individuals’ ability to navigate complex economic environments and make sound personal financial decisions. This paper investigates the relationship between financial literacy and key financial behaviors, including budgeting, saving, debt management, investmen...
Pooja Gupta· Wah Academia Journal of Soci...· 0 citations
The rapid growth of cross-border digital trade — encompassing e-commerce, cloud services, data flows, and digital platforms — has outpaced the multilateral trade law framework designed primarily for trade in physical goods. This paper examines the legal architecture governing international trade in the digital economy,...
Pooja Gupta· Wah Academia Journal of Inte...· 0 citations
The rapid expansion of digital technologies has fundamentally transformed how education is delivered, accessed, and experienced across the globe. This paper examines the relationship between digital learning and social inclusion, exploring whether technology-mediated education advances or undermines equity in the twent...
Pooja Gupta· Wah Academia Journal of Soci...· 0 citations
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