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Sponsored AI AM CLAUDE, A Beginner's Guide: Learn the basics of working with AI AI AM CLAUDE, A Beginner's Guide: Learn the basics of working with AI

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Putri Sari Nilam Cayo

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Open access Jul 2026

Application of Binary Logistic Regression to Identify Determinants of Non-Performing Loans

This study aimed to identify the factors associated with non-performing loans (NPLs) in banks and develop a borrower-level model to estimate the probability of loan default. Unlike previous studies that mainly focus on bank-level financial indicators or macroeconomic factors, this study utilizes borrower characteristic...

Putri Sari Nilam Cayo, Ngudiantoro, Irmeilyana · 0 citations

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